Building Wealth. Restoring Communities. One Home at a Time.
The Pathway Home supports working individuals and families who need a practical plan for homeownership. This 36-month program combines housing stability, financial education, credit and savings goals, and personal support.
Build the habits and support system that help you move forward.
Housing stability: Explore program housing matched to your household, eligibility, and available units.
A personalized plan: Set goals in your Individualized Housing Plan with your assigned Success Coach.
Build your foundation: Begin budgeting, credit improvement, and a dedicated down-payment savings plan.
Turn your financial goals into measurable progress.
Financial education: Complete required homebuyer and financial education through HUD-approved Ministry partners.
Credit & savings goals: Work toward your credit target and savings milestones for down payment and closing costs.
Lender preparation: Connect with participating lenders and work toward mortgage pre-qualification.
Prepare for a sustainable purchase with professional guidance.
Find the right home: Work with program real estate professionals and housing counselors to identify a suitable property.
Prepare for closing: Apply for financing and complete required pre-closing homebuyer education.
Put your plan to work: Eligible Equity Credits may help with down payment or closing costs, subject to program terms.
Monthly Success Coach meetings help you track progress and address setbacks. Annual assessments review eligibility, participation, and goals.
The Pathway Home supports working individuals and families who need a practical plan for homeownership.
Income-based eligibility: Qualification depends on household size, income, and the program’s eligibility requirements.
Credit support: A score below 580 does not automatically disqualify you. An approved credit-building plan may be available.
A shared commitment: Participants pay program rent, care for their home, attend required education, and stay engaged with their Success Coach.
Stable housing. Stronger financial habits. A future you can build on.
Take the first step by completing the online screening form. Use the Eligibility Verification Form button below to get started.
Questions? Call us: (504) 438-8647
Mailing address:
In The Spirit Ministry
P.O. Box 276
Marrero, LA 70073
Before you begin: Screening does not guarantee approval, immediate placement, or mortgage financing. Housing is subject to availability. Program requirements and deposits apply.
Bearing Fruit. Serving with Purpose.
Be In The Spirit!
Owners & Investors
Want to partner with purpose?
Our ministry partners with property owners who want to use their rental units to make a meaningful impact. Through our Housing Initiatives, landlords can contribute to community restoration while maintaining reliable rental income and professional tenant support.